Terms of Use

PLEASE READ CAREFULLY THE FOLLOWING TERMS OF USE, WHICH APPLY TO ALL VISITORS TO THIS SITE. BY DECIDING TO VISIT THIS SITE, YOU IMPLICITLY AGREE TO ABIDE BY ITS TERMS.

General

1.

This site is provided and owned by AXA Art Insurance Corporation.

Main Office:

3 West 35th Street

New York, NY 10001

USA

Please note that this Website is intended for use by residents of the United States. The site may not be applicable to residents of other countries because the law in other countries may restrict the distribution of the information and products available on this Website. For the avoidance of doubt none of the information on this website constitutes an offer to contract in any country in which it is available including the US.

2.
Some of the information available on this Website has been provided by other companies/organizations within the AXA Group which are responsible for that information.

3.
These terms and conditions apply to your use of every part of this Website. Separate terms and conditions will apply to any websites accessible via a hypertext link from this Website.

Product Information and Product Availability.

4.
The descriptions of policy provisions in this web site provide a broad overview of coverages only. All coverages are subject to conditions, coverage limits, limits of liability, limitations, and exclusions as contained in the policy. See the policy itself for an exact description of the coverage provided. AXA Art is licensed to write insurance in every jurisdiction in the U.S. with the exception of with the exception of American Samoa, Guam, Northern Mariana Islands, Puerto Rico and the U.S. Virgin Islands.

Availability

5.
AXA Art Insurance Corporation ("AXA Art") will endeavor to ensure that this Website is accessible for 24 hours a day. However, AXA Art will not be liable if, for any reason, the Website is unavailable at any time or for any period.

6.
AXA Art will not be liable for loss or damage arising in contract, tort, or otherwise if this Website becomes unavailable or is suspended for any reason.

Information

7.
Information contained on this Website is provided for information purposes only and AXA Art will use all reasonable endeavors to ensure that it is accurate at the date of publication.

8.
However, because of the nature of the internet, there may be circumstances in which errors or omissions in the information may occur which are beyond the reasonable control of AXA Art. Consequently AXA Art will not be liable for loss or damages arising, in contract, tort or otherwise, directly or indirectly from the use of or reliance upon any information contained on this Website, unless the accuracy of the information has been checked with AXA Art before reliance is placed upon it.

Security

9.
AXA Art will take all reasonable steps to ensure that any personal information you provide is kept secure in accordance with our Online Privacy Policy (link). However, because of the nature of the Internet, AXA Art cannot and does not guarantee that personal information you provide will not be intercepted by others and decrypted. Consequently your privacy cannot be guaranteed.

Liability/Links

10.
This Website contains hypertext links to other websites. The responsibility for those websites is that of the parties who are identified as providing those sites and AXA Art can accept no responsibility for them or their use.

11.
AXA Art accepts no responsibility for the content of any other website to which a hypertext link to or from this Website exists.

12.
AXA Art cannot warrant that this Website is free of viruses or technical defects of any description and will not be responsible for any technical problems arising from the use of this Website.

13.
AXA Art reserves the right to change the content, presentation, user facilities and availability of any part of the Website at its sole discretion.

Copyright

14.
AXA Art or the other providers of information on this Website own the copyright and all other intellectual property rights subsisting in the database accessible via the Website and all material on this Website, including all the trade marks visible on the Website.

15.
You are not permitted to download, redistribute or extract any information on this Website in whole or in part other than for your personal, non-commercial use.

16.
Except as set out in clause 14 above, you may not reproduce, modify or in any way commercially exploit any of the information on this Website.

Applicable law

17.
AXA Art has established this Website in the United States. The laws of the State of New York, without giving effect to its choice of laws or conflict of law provisions, shall govern its use at all times. Should any dispute arise, the relevant parties agree that they shall irrevocably submit to the exclusive jurisdiction of state or federal courts located in New York County in the State of New York.

Amendment of Terms and Use

18.
AXA Art may amend these Terms of Use at any time and such amendment shall apply to your use of this Website after such amendment.

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AXA Art Online Privacy Policy

We at AXA Art Insurance Corporation are committed to protecting the confidentiality and security of the personal information we collect.

Safeguarding Your Personal Information

If you are an AXA Art client, you have already received a copy of our Privacy Policy. We will protect the confidentiality of all personal information about you in our possession, including any personal information you may provide us through this Website, in accordance with our Privacy Policy.

If you are not an AXA Art client, please be assured that we will also protect the confidentiality of any personal information we may acquire about you. We will not sell or rent information about you to anyone. However, we may disclose personal information to our affiliates, third party service providers or as otherwise required or permitted by law.

Information We Collect from Our Website

We may collect two types of information on our Website: information you enter when you use the Website and tracking information that tells us how you use our Website. Any information you enter into our website will be treated as personal information. Personal information may include your name, address, telephone number and e-mail address. We may also collect information about how you use our Website. We may obtain this information by tracking when you use our Website, which pages you view at which times and similar data through our Web server software.

Our Use of Cookies

A cookie is a small data file that a Website can send to the browser on your computer when you link to that Website. It is not a computer program. A cookie does not extract personal information about you, such as your name and address, from your computer. It does not read data on your hard drive or instruct your computer to perform any function.

A cookie sent to your browser from our Website can be used by the Website's server software to recognize your computer whenever you subsequently log onto the Website. A cookie may also be used to assemble information about your usage patterns, such as how frequently you log in to the Website and which pages you use, when and for how long. Tracking information we may obtain by using a cookie may also be associated with personal information we may have collected about you.

You may be able to use your browser to give you the option of accepting or rejecting a cookie whenever a website is about to deposit one on your hard drive. You may also be able to use your browser or other software to clear cookies from your hard drive any time you wish. However, deleting a Website's cookie may mean that the Website will not recognize you as a repeat user. As a result you may have to re-enter information and reject a new Website cookie every time you attempt to access the website.

Website Links

Our Website can be reached by hypertext links ("hyperlinks") from websites ("third party sites") which are not owned or controlled by us. It is also possible to use hyperlinks to reach third party sites from this site. Third party sites may have privacy policies controlling the collection and use of personal information about you which are different from our privacy policy. A link to or from a third party site is not an endorsement by us of the site, its content, its privacy practices or its sponsoring organization, and we cannot be responsible for the practices, content or accuracy of third party sites.

Changes to Our Privacy Policy

We may make changes to our privacy policy in the future. If you are a client, we will not make any change affecting you without first sending you a revised privacy policy describing the change. Similar changes will also be described on this Website.

Contact Us

If you have any questions about this privacy policy, please call us at 1-877-AXA-4-ART.